1. GLD: The Easiest Way to Invest in Gold When the stock market becomes volatile and currency exchange rates fluctuate, many investors start looking for safer assets. One of the most traditional safe-haven assets is gold. Historically, gold has held its value during economic crises and financial instability, making it a popular choice for defensive investing. However, buying physical gold can be inconvenient due to storage costs, security risks, and low liquidity. Expense Ratio (%) Inception Date Asset Manager 0.40 2004/11/18 SSGA That's where GLD (SPDR Gold Shares) comes in. GLD is a U.S.-listed ETF designed to closely track the price of gold, allowing investors to gain exposure to gold without holding physical bullion. With GLD, you can invest in gold just like buying a regular stock in the market, making gold investment simple and accessible. *This post contains affiliate links. As an Amazon Associate ...
1. What Is JPHY? JPHY is a U.S. ETF that invests in high-yield corporate bonds. In simple terms, it buys bonds issued by companies that don’t have the highest credit ratings but offer higher interest rates to attract investors. Think of it as: Not as safe as government bonds But paying higher interest Packaged into one ETF for convenience and diversification Because these companies pay more interest, JPHY usually offers a higher dividend yield compared to regular bond ETFs. This makes it attractive for investors who want both stability and income without taking on stock-level volatility. Visit JP Morgan ETF Official Website for JPHY's Holdings 2. What Kind of Corporate Bonds Does JPHY Hold? JPHY invests in corporate bonds from many different industries and companies. This gives the ETF strong diversification, meaning: Even if one company struggles, the ETF is not heavily affected Risk is spread across many issuers High-yield bonds generally pay more interest than government bonds o...